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The Lakewood Scoop

AN AVERAGE FRUM FAMILY CAN SPEND UPWARDS OF $25,000 A YEAR ON HEALTH INSURANCE.

May 24, 2026·2 min read

HealthSharing began gaining popularity as a way to alleviate the strain of these exorbitant costs. Since the late 1900s, other religious factions have used HealthShares to combat healthcare expenses and to create a medical system in-line with their beliefs.

The results were enticing:

– significantly lower healthcare expenses
– choice of providers without “out-of-network” limitations
– no fighting with insurance companies and their bureaucracy

Slowly, members of our community started joining other religious HealthShares, reaping the benefits they had to offer.

But there was one catch. 

By definition, HealthShare means a group of people coming together under shared religious beliefs to share in each other’s medical expenses. Shared beliefs are a necessary government regulation for legally recognized HealthShares – and something all members must sign in agreement on.

 

The questions emerged.

Are there halachic ramifications for frum individuals and families joining a Christian-based HealthShare?

What if there are no alternatives for the frum community?

 

United Refuah HealthShare, the first and only Jewish HealthShare, was founded in 2017 by Rabbi Boruch Chaim Manies and other prominent members of the Cleveland community.

There was one goal: to bring affordable healthcare to the frum community – without the questionable halachic and hashkafic participation in non-Jewish HealthShares.

It has since exploded, saving members an estimated $180 million to date.

Find out if United Refuah is the right fit for you and your family. 

 

Limited time offer! Switch from another HealthShare and get your 3rd month of membership free*! Promo Code: Shavuos-TLS

*applied as a refund. Expires June 1st. New applications only.

View original on The Lakewood Scoop
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