We dive into one of the most stressful and expensive parts of American life: healthcare.
To help us figure it out, we sat down with Moishe Katz, the CEO of United Refuah Healthshare.
👉 Explore all the links & resources in this episode below.
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✬ LINKS FROM EPISODE 103 ✬
United Refuah’s website: https://unitedrefuahhs.org/
Email: [email protected]
For doctors interested in being added to United Refuah’s preferred provider network: [email protected]
Eli referenced a video of a Dr. Potter: https://youtu.be/tsvAatLY5s4
CHAPTERS:
00:00 Intro
01:01 Americans Are Spending So Much on Health Insurance
01:48 The Stats
02:43 Health Insurance Costs
04:06 What a Health Share Is
05:16 Why United Refuah Started
10:06 How the Health Share Model Works
15:30 Making Sure Everyone Gets Care
17:32 Self Pay vs Insurance
19:40 Understanding the Costs
20:20 Its Many Members
20:50 What Happens When More People Join
23:15 Twillory
24:28 The Donors’ Fund
26:48 Incentives for Bringing in New Members
29:05 Increasing Staffing at United Refuah
29:45 What Is the Catch?
32:46 Preexisting Conditions and Family Members
34:17 Other Downsides of Healthshares
37:19 Keeping Track of Payments
39:28 Communicating with Providor
42:18 Typical Out of Pocket Costs
45:35 Determining Fair Prices
46:35 How to Protect Yourself From Overpaying
48:28 BitBean Uses AI to Help Your Business
49:16 Colel Chabad Helps Feed Thousands
51:14 Are Contributions Tax Deductible
52:10 Health Shares and Medication Costs
55:02 Pregnancy and Growing Families
58:10 Dental and Vision Sharing
01:00:30 Doctors Joining the Referred Provider Network
01:00:41 Surveying the Members
01:01:40 Gifting Memberships
01:02:08 Know Your Plan and Deductibles
01:07:47 Never Be Afraid to Ask for Discounts
01:10:10 Member Access to Telehealth
01:10:35 Reaching Out for Medications
01:11:04 Where CPAP Machines Fall
01:12:00 How United Refuah Compares to Other Healthshares
01:14:12 “We’re All In This Together”
01:15:24 Sharing Health Messages With Members
01:16:56 Making Sure Everything Is Legal
01:18:17 Dealing With Emergencies
01:19:46 Reaching Out to United Refuah
01:20:23 How R’ Katz Got Into Health Care
01:22:22 Changing Your Mindset About Others’ Medical Costs
01:23:43 Outro
✬ RESOURCES ✬
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Reminder: This episode or description is not financial advice. Always do your own research.
Kosher Money is the bi-weekly podcast from Living Lchaim, hosted by Eli Langer.
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